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      <image:caption>Dynamic Financial Scoring: The financial solutions developed by Steven J. Schloss is an “evergreen” financial scoring calculator. Once the data is gathered and loaded, it enables benchmarking of specific plan elements (fixed and variable), rate modeling, plan change modeling and financial due diligence. This is a better, faster, less expensive approach to financial strategic planning and documentation of employers fiduciary responsibilities in plan development, rate relativity, plan values, budgeting contributions and expenses associated with the plan. A time saver and secret weapon for any CFO.</image:caption>
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      <image:caption>is a best practice methodology before jumping to solutions. Planning Parameters: Internal: Your specific history, wants, needs, values, culture, concerns, goals and objectives The Market: What is available?, what is typical?, consider what’s new different and better? External: Compliance, administrative restrictions, cost</image:caption>
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